We offer private investors a straightforward route into UK property income — without the complexity of direct ownership. 10% fixed annual return. Secured structured debt. Clear terms.
The UK has a £600bn+ infrastructure pipeline over the next decade. Every major construction project — power stations, factories, roads, prisons — requires tens to thousands of contractors, most of whom need accommodation close to site for months at a time.
The supply of quality accommodation in these areas is fragmented, low quality, and poorly managed. We close that gap — and the pricing inefficiency it creates generates returns well above standard buy-to-let.
Our target is £2,000+ net per property per month after all costs. At 85%+ occupancy with 60+ day average stays, the model is more stable than traditional short-term lets — and significantly more profitable than standard residential rentals.
Our Investment ThesisWe raise capital as structured debt — not equity. This means clear, contractual terms, no dilution, and a defined repayment path.
You lend capital to Solera Capital DS Ltd via a formal loan agreement. Term is fixed at 12–24 months. Interest is 10% per annum, paid on agreed schedule.
Capital is secured against real UK property via a first or second charge, depending on loan size and deal structure. Security is agreed and documented before any capital is deployed.
Capital is repaid through refinancing at the end of the project. We are transparent about refinance risk, and all loan agreements include an extension clause if required.
Important: Solera Capital DS Ltd is not authorised or regulated by the FCA. Investment involves risk including possible loss of capital. We never promise repayment without proof of the refinancing route. Always seek independent financial advice before investing. We are direct and honest about risks — that is part of our promise to investors.
Four clear steps from first contact to your capital being deployed.
Complete the contact form below or email us directly. Tell us the amount you're considering and your preferred term. No commitment at this stage.
We will schedule a 30–45 minute call to walk you through the current deal, the deal structure, projected returns, and security. No jargon. All your questions answered directly.
We share the loan agreement and deal pack — property details, projected income, area validation, and the exit route. Take your time. We encourage independent legal and financial review.
Documents signed, funds transferred, interest begins accruing. You receive updates on the project throughout the term, and capital is returned at maturity.
We do not advertise a fixed minimum publicly — investment sizes vary by deal. Contact us directly and we will discuss what makes sense for the current opportunity and your situation.
Interest is paid on a schedule agreed at the time of investment — this can be monthly, quarterly, or rolled up and paid at term end along with the principal. We discuss the preferred arrangement with each investor. The 10% is fixed and contractual.
Your loan is secured against real UK property via a legal charge — either first or second charge, depending on the deal structure and the amount being lent. This is documented and registered before any capital is transferred. We are transparent about where you sit in the security stack for each deal.
We are honest about this risk. All loan agreements include an extension clause. If refinancing is delayed, the loan term is extended on the same terms until a clean exit is achieved. We never promise repayment without a clear, costed route to it. If the property must be sold to repay, that is always an option of last resort.
Solera Capital DS Ltd is not authorised or regulated by the Financial Conduct Authority. We are a private property company operating lawful private lending arrangements. We strongly encourage every prospective investor to seek independent legal and financial advice before committing capital. We will never pressure anyone to invest.
Solera Capital is in its early stages. We are building our investor base from friends, family and professional networks first — in line with our philosophy of discipline over speed. We will not raise capital from investors we cannot personally vouch for the deal to.
Fill in the form and we will be in touch within 24 hours. For urgent enquiries, email us directly at ugosacchi@solera-capital.com